APPENDIX
TABLE OF(1/(p + d)-1)
Age nearer birthday
Premium for unit sum assured
P
(1/(
p + d)-1)
Value of life interest of Re. 1 per annum at 6½% rate of interest
1
2
3
0
0.02906
10.100
1
0.01590
11.999
2
0.01295
12.517
3
0.01162
12.765
4
0.01095
12.893
5
0.01065
12.951
6
0.01058
12.965
7
0.01063
12.955
8
0.01076
12.930
9
0.01095
12.893
10
0.01117
12.850
11
0.01142
12.803
12
0.01169
12.751
13
0.01197
12.699
14
0.01226
12.644
15
0.01257
12.587
16
0.01286
12.534
17
0.01319
12.473
18
0.01350
12.417
19
0.01387
12.351
20
0.01431
12.273
21
0.01469
12.207
22
0.01512
12.132
23
0.01556
12.057
24
0.01606
11.972
25
0.01656
11.888
26
0.01706
11.806
27
0.01762
11.715
28
0.01825
11.614
29
0.01894
11.505
30
0.01962
11.399
31
0.02037
11.285
32
0.02112
11.173
33
0.02194
11.053
34
0.02281
10.927
35
0.02369
10.804
36
0.02462
10.675
37
0.02562
10.541
38
0.02669
10.400
39
0.02787
10.249
40
0.02912
10.093
41
0.03044
9.932
42
0.03181
9.771
43
0.03325
9.607
44
0.03475
9.441
45
0.03637
9.267
46
0.03806
9.092
47
0.03987
8.911
48
0.04181
8.724
49
0.04387
8.533
50
0.04612
8.333
51
0.04850
8.130
52
0.05100
7.926
53
0.05362
7.722
54
0.05637
7.518
55
0.05931
7.310
56
0.06244
7.099
57
0.06575
6.888
58
0.06925
6.676
59
0.07294
6.464
60
0.07681
6.255
61
0.08167
6.008
62
0.08589
5.806
63
0.09025
5.610
64
0.09475
5.419
65
0.09938
5.234
66
0.10415
5.054
67
0.10907
4.879
68
0.11414
4.709
69
0.11938
4.543
70
0.12483
4.380
71
0.13054
4.220
72
0.13652
4.062
73
0.14278
3.907
74
0.14936
3.753
75
0.15627
3.602
76
0.16356
3.453
77
0.17125
3.305
78
0.17937
3.160
79
0.18796
3.016
80
0.19706
2.875